Monopolization within Social Structures
All social structures—governments, banking systems, retirements, other insurances, a legal system, health care, etc—are social technologies discovered and put in place over the centuries. That they are ineffectively overseeing “rights” within a monopoly structure is instinctively understood.
The threat of ballot box revolutions due to periodic economic collapses led to Social Security, unemployment insurance, and, in almost 50 countries, universal health care becoming a human right. This needs to be expanded to the above addressed “rights.”
That these rights were given only during economic crises, and are typically partially withdrawn during good times, proves the power structure is, for the purpose of increasing and protecting their wealth and power, continually denying full and equal rights to the citizenry.
Even the novice can’t help noticing it would be much easier to fund those economic changes during prosperous times than during an economic crisis yet those reforms are only put in place during a periodic crisis and are partially withdrawn in good times.
In the early to middle stages of designing democratic societies as imperial societies slowly evolved from Feudalism, the wealthy were so few and those producing their daily subsistence needs within their family unit, primarily from the land, were so many that not even the most alert could conceive of rights for all to retirement income, universal health care, home insurance, unemployment insurance, support for the incidentally or accidentally impoverished, etc.
Those were all social technologies of the future made possible by the enormous efficiencies of advancing industrial, chemical, electrical, and medical technologies along with evermore comprehensive social technologies.
As imperial industrialized societies slowly formed, ad hoc, labor-intensive, capital-intensive, monopolized, and expensive social structures arose to fill the needs of the citizenry as they were slowly brought into the flow of money within a monopoly capitalist system.
This is the process addressed above which prevented expansion of rights during good times. Ever increasing efficiencies of technology increased rights rapidly but those same rights (living standards) would have spread many times faster if technology had been shared instead of monopolized.
Historically, the masses within a subsistence economy could have been quickly brought within a money economy. A society with full and equal rights for all could have established a banking, land, and technology commons following the inclusive property rights principles of full and equal rights.
But the powerful would quickly calculate that every gain in rights to an equal share of nature’s riches would deny them their massive unearned accumulations of wealth and limit each to accumulating only earned wealth. Thus, each power structure protected and expanded their power and wealth through continually refining exclusive-titles to nature’s resources and technologies, denying others their fair share, as their unearned wealth climbed to ever higher heights.
Not only were unequal property rights designed to maintain wealth and power within national economies, they were designed to claim the wealth of the peripheries of empires. This alerts us to the reason for the covert destabilizations of emerging countries worldwide as they attempted to break out of the strait jacket of imposed unequal property rights so as to provide for their people.
If they had been permitted their freedom and full and equal rights, others would notice their rapid rise in living standards and would quickly opt out of the monopoly system.
Excessive rights for a few and lack of rights for the many structured into property rights law being the very heart of the monopoly system will stand exposed as we lay out further the simplicity of transposing monopoly rights and massive blocs of wealth owned by a few monopolists into use rights relatively equally-shared and utilized by all.
Lowering Insurance Costs by half
Insurance: Whatever is a necessity should be a social or a human right. Security is a necessity and, in most developed nations, some form of Social Security (retirement insurance) is now a human right. As it is recognized as such, the powerful, though they continually try, find it difficult to reduce life-sustaining guarantees for those final years.
But health insurance, car insurance, and home insurance are also necessities and none of these are yet a social right anywhere. Not having those social rights, ad hoc insurance industries sprang up to take care of those needs.
Instead of a social right to insurance, similar to Social Security, being established by society, a “market” for insurance evolved and stock markets simultaneously expanded to buy and sell the capitalized values created by those companies’ massive appropriations of wealth produced by others even as the larger share of that appropriated wealth was ground up in the process.
The annual net sums of that appropriated wealth, the profits on non-tangible values, are capitalized 10 to 30 times and that is the monetization process. As these monopoly values were newly-created values, the banking systems created the money to buy and sell that capitalized unearned wealth in step with its creation.
That wealth, capitalized appropriated values (misnamed profits), came first which means that capitalization of monopoly values create money. A society with full and equal rights creates money to create wealth while current capitalist economies monopolize nature’s wealth and technologies to create money.
At least 60% of America’s huge blocs of capital created through that process produced the mirror image of those capitalized appropriated values, money. That capitalization process made those values transportable and transferable, meaning monetized and saleable.
In short, in every monopoly, a part of the values rightfully belonging securely to each and all are appropriated, capitalized, sold, and banked, thus denying a large part of the citizenry their right to their full share
Having rights or lacking rights is the crucial difference between a highly efficient sector of an economy and a highly labor-intensive, monopolized, wasteful sector, claiming wealth produced by others, capitalizing the profits on non-tangible values, and buying and selling those unearned appropriated values on the markets.
In banking, land (resources) and technology we have theoretically eliminated wasteful monopolization by apportioning the rental values on wealth produced by nature and all wealth produced by labor directly to the citizenry.
The monopolized sectors of the economy addressed in this article are unique in that the maximum efficiency is gained by totally replacing their marketing structure with a social right such as insurance or a human right such as health care.
Rights can be given any time a power structure decides. But, not understanding the enormous power of a modern economy to take care of everyone’s needs and, with heavily-funded think tanks pouring out perception management belief systems (spin) protecting the powerful’s excess rights, rights for all were actually preached as a loss of rights (which it is for those with excess rights).
Thus retirement funds, accepted as a human right today, were typically given only when a market economy broke down, people were starving, a revolution was imminent, and the leaders, those who had been continually blocking such key expansions of rights, stood to lose both wealth and power.
True to our thesis, with 60 years of good times, those powerful are working furiously to roll back Social Security and other rights within today’s property rights laws, all under the rhetoric of protecting your rights
Under the threat of a ballot box revolution, the citizenry were given Social Security as a human right. Annual management costs deducted from earnings, turned out to be less than 1% of premiums collected through payroll deductions.
In contrast sales, management, and profits of insurances in the market economy typically cost 50% of premiums paid. Meanwhile, insurances negotiated by unions and given as a social right to those select few typically cost only 6% of premiums.
Social Security is insurance and it is much larger than any several insurance companies put together. Yet few people have ever seen their efficient regional Social Security office.
Restructure health, auto, and home insurances to a social right and those insurance offices you see on almost every street, along with the office furnishings and those wastefully employed, are replaced by a regional office that, like Social Security, you will seldom see.
Your home insurance premiums would be paid when you pay your mortgage payment, just as they are now, but would cost half as much. No fault auto insurance, paid as a percent of the price of gas, would greatly lower costs even as each pay equally relative to miles driven.
Universal health care, such as many states are discussing becoming law (2008) and almost 50 nations already have, can be handled under payroll deductions at half today’s cost or it could be covered by social collection of resource rents and socially owned bank profits at even lower cost.
If one’s insurance needs fall outside those parameters, simply sign up, pay the premium, and pocket the savings. That is, if the powerful will ever permit such social rights to be allotted to the citizenry. The wasted labor and capital once operating the highly inefficient insurance sectors of the economy are now available for truly productive uses.
Shrinking the Legal Structure
Law: In a society with full and equal rights, both crime and the need for legal resolutions would drop to a very small fraction of today’s epidemics of lawlessness and battles over divisions of wealth.
In 2006, a radio show host in Boston, incensed at the murders each week by drug dealers, blurted out, “Give me a call. I will find you a job.” Within a week 10 of those battling for turf on the drug scene were enrolled in a cooking school. That violent life was not what they wanted; they simply did not have rights to a job.
With each having full and equal rights to their share of nature’s wealth, rights to a productive job through a radical reduction in working days, being paid equally for equally-productive work, and, considering a total restructuring of society (see The simplicity of eliminating poverty and war will stun you) the daily struggle for survival would be replaced by an efficient, calm, inclusive economy with each having security and a quality life.
Assuming inclusive full and equal rights were sincerely put in place, which means each having the opportunity for a respectable identity and a secure life and the 2.4 million American prisoners now increasing 47,000 per year, would shrink to infinitesimal levels.
Those building and guarding prisons, the police, private guards, the personnel operating the justice system, and its brick and mortar infrastructure would shrink accordingly.
But the savings go far beyond the criminal justice system into the civil courts. We quote from Fred Rodell’s classic, Woe Unto You Lawyers:
It is the lawyers who run our civilization for us—our governments, our business, our private lives….We cannot buy a home or rent an apartment, we cannot get married or try to get divorced, we cannot die and leave our property to our children without calling on the lawyers to guide us. To guide us, incidentally, through a maze of confusing gestures and formalities that lawyers have created….The legal trade, in short, is nothing but a high-class racket.
Rodell goes further:
The lawyers—or at least 99 44/100 per cent of them—are not even aware that they are indulging in a racket, and would be shocked at the very mention of the idea. Once bitten by the legal bug, they lose all sense of perspective about what they are doing and how they are doing it. Like the medicine men of tribal times and the priests of the Middle Ages they actually believe in their own nonsense.
Fred Rodell knew that expensive divorces were replaceable by each party agreeing to how property is to be divided, each fill out and file a prescribed form, the judge question each party to ascertain each were fully aware, that the settlement was fair, and grant the divorce.
Some states have enacted such laws and the savings in both emotional distress and money were everything Rodell predicted. Special care is taken when children are involved but typically they too are rescued from the trauma of a messy, expensive, divorce.
Most the trauma and expense before those legal changes were because citizens were denied a social right, in this case the right to a simple, agreed-upon divorce. Many states now offer that right.
Probating wills were, and many still are, subject to lawyers milking estates of the deceased. In contrast, living trusts and beneficiary deeds take effect with almost no cost upon his or her death when changes are no longer possible. As soon as papers of the trustee’s death are filed, the heirs have full control of his or her share of the estate.
Legal forms are really a checklist of items that have to be addressed by all who wish to enter into a contract with each other or themselves. Most legal transactions are procedures requiring only the filling out of these ready-made forms.
How else could it be? If most dealings between people were not based on custom, there would be chaos. This simplicity is blocked by the present legal system, which makes simple transactions complicated and tedious, thus expanding labor and time to justify large compensations.
Rosemary Furman, legal secretary and court reporter, estimated that, if the public were given access to standardized forms, about 70% of the legal work could be eliminated.
With this access, and guidance from the clerks of court, literate adults could easily handle uncontested divorces, name changes, debt collections, tax matters, bankruptcies, real estate transactions, adoptions, patents, wills, trusts, and many other legal matters.
Furman charged twenty-five to fifty dollars for these services while lawyers received three hundred to five hundred dollars. But whenever citizens use a prepared form and handle their own transactions there are no costs beyond filing fees. “Everything I do,” said Furman, “is the responsibility of the clerk of court.”
Over half the compensations for accidents, product liability, and malpractice are claimed by lawyers. In New Zealand, the “Accident Compensation Corporation oversees the claims process. Injured people file claims whether their injury happened at home, at work or at play, and compensation is provided fully and fairly.”
This process is equally applicable to product liability and malpractice suits. Divorce, accidents, and liability constitute at least 80% of all civil suits and in each it is possible to almost totally eliminate lawyers.
Early lawyers were paid by the word. This led to the current unnecessary legalese that few can understand:
It has been the custom in modern Europe to regulate, on most occasions, the payment of the attorneys and clerks of court, according to the number of pages which they had occasion to write; the court, however, requiring that each page should contain so many lines, and each line so many words. To increase their payment, the attorneys and clerks have contrived to multiply words beyond all necessity, to the corruption of law language of, I believe, every court of justice in Europe. A like temptation might perhaps occasion a like corruption in the form of law proceedings.
Lawyers intercept their share of social production by keeping secret the simplicity of everyday common agreements. Once language is simplified and the public has access to legal forms, the practice of law via obscurantism and hocus-pocus disappears.
And we can go on and on: Conflict Resolution Law, corporate mini-trials, etc, are all examples of how to eliminate the current unnecessary expense of the legal system.
Though most the wealth consumed in the legal industry is wasted labor, wasted office space, wasted protective forces, wasted courtroom space, etc, huge profits are still made.
and, at times those appropriated values—private prisons, law firms listed on stock markets, incorporated but unlisted law firms, etc—create unearned high capitalized values which are bought and sold.
While those huge profits are being made and wealth wasted, we must remember that the criminal class are largely only those who lack of rights.
Providing Better Health Care at Half the Cost
April 18, 2006, the American Medical Association released their study that, by U.S. Department of Justice guidelines, health insurers were effectively monopolies.
Among the 50 most developed nations, only the United States and South Africa do not have universal health care. U.S. citizens pay out of pocket 38% more than the Canadians, 39% more than the French, 42% more than the Swedish, 53% more than Germans, 62% more than Italians, 78% more than Australians, 90% more than the Japanese, 100% more [actually 130% more] than the British and 466% more than the Cubans.
Universal health care for many of these countries equals or, when one considers all their citizens receive medical care, exceeds that in the United States.
Markets for health care are far from efficient. The more products sold, whether needed or not or even if they may be harmful, the more profits that can be made.
Such wasted labor and resources of secondary monopolies are not the result of intent. As a distribution mechanism, these unnecessary marketing territories expand relentlessly in all the service segments of the economy. Businesses operate at their maximum to maximize profits and people maximize their labor time to earn a good living even when there are hidden, avoidable, costs.
In their book, Frogs into Princes, psychiatrists Richard Bandler and John Grinder explained the process. One of their fellow psychiatrists treated patients in a state clinic and averaged six visits per client.
In his private practice he is apt to see a client twelve or fifteen times…and it never dawned on him what caused that….The more effective you are the less money you make because your clients get what they want and leave and don’t pay you anymore.
The health industry, and much other labor expended in the United States, mirrors this psychiatrist’s practice.
An episode of the Sally Jesse Raphael Show featured young women who, at fourteen years of age, were unjustly institutionalized. With remarkable insight, these young women figured out the fraud and outwitted the system. A patient advocate who was a member of the Minnesota Mental Health Association was instrumental in freeing many of these young ladies.
He pointed out that when hospital occupancy declined they expanded into child care and “hospitals and psychiatrists were preying upon parents and children.”
Seventy-five hundred children per year were institutionalized in that state and “typically only those who had insurance were hospitalized and the cures and discharges came miraculously when the insurance ran out.”
The Children’s Defense Fund suggests “at least 40% of these juvenile admissions are inappropriate, while a Family Therapy Network youth expert put the figure at 75%.
Few experiences could be more damaging to the self image of a youth than institutionalization during those crucial formative years. On balance, in the search for profits, the psychiatric industry can only have been doing far more harm than good.
A study by Rand Corporation found 40% of hospital admissions as inappropriate because they involved simple procedures that could have been handled just as well in a doctor’s office.
Thirty percent of operations have been deemed unnecessary. Localities with fewer doctors had lower mortality rates and during hospital strikes in the United States, Canada, Great Britain, and Israel, the death rates went down.
In the Israeli and New York strikes, the hospitalization rate dropped 85%. “It was as if the population was in better health when medical care was limited to emergencies.”
Canada is listed among those countries with lowered mortality rates when doctors were on strike. Yet “Canadians get bypass surgery half as often as Americans.” When exposed, the installation of pacemakers under promotions reminiscent of staying in style was a disgrace.
This author listened on the evening news to Dr. David Graham, who blew the whistle on Vioxx, pointing out that, “The patients Vioxx was killing equaled the death rate of two to four airliner crashes a week and there were five more drugs he knew that were highly suspect.”
Running an Internet search for “drugs, whistleblower” or “trans-fats, Denmark” will alert one the problem goes far beyond drugs. In each case addressed above, gaining markets, whether there was a real need or not, was the game.
Unneeded sales through market creation are springing up all the time. Engineering a change in recommended cholesterol levels, ongoing as we speak, creates millions more patients taking prescribed, and actually unproven, statin drugs with dangerous side effects. TV ads on “restless leg syndrome,” also currently ongoing, is creating a whole new syndrome requiring treatment with high-priced and dangerous drugs.
We could go much further but that is enough. This message, emailed to me, was sincerely appreciated: “I am a doctor and everything you said is true.”
David Himmelstein and Steffie Woolhandler are doctors at Harvard Medical School. In 2001, along with Dr. Ida Hellander, wrote Bleeding the Patient: The Consequences of Corporate Health Care. Here one will read 238 pages of unsettling facts on the American Health care system paralleling that just described.
Universal health care as a human right, paid from socially-collected resource rents and socially operated banking profits, with doctors paid well yet all incentive for unnecessary treatment eliminated (like Britain, pay doctors bonuses for keeping patients healthy), would quickly drop health care costs by half even as all citizens receive quality care.
A serious food and nutrition study and citizen education not dominated by food and drug corporations would drop those costs another 50%, up to the last three years of life, while increasing life spans substantially.
This is happening in a small way. A three year test proved the Atkins diet so superior to others it required a change in the food pyramid. An understanding of that diet will alert on that most, but not all, diabetics is preventable. And so is a large share of the heart attacks (run a search for trans-fats, heart attacks) and a substantial number of people are realizing this. Transfats are outlawed in Denmark and New York City Restaraunts.
No Need for Welfare Anymore
In an inclusive society with full and equal rights, the only welfare necessary would be for those mentally or physically incapacitated.
By right, the first jobs for which they are qualified should go to the functionally impaired—answering services for the blind, accounting and secretarial work for those in wheelchairs, janitorial and assembly work for the learning disabled, etc.
Surely there are jobs for most of these 14 million disadvantaged people, whose self-esteem would be greatly improved if only they could achieve self-sufficiency.
The Americans with Disabilities Act (ADA) makes it illegal to discriminate against the physically or mentally disadvantaged in jobs they can handle. The severely impaired should have the opportunity but, since any evaluation would be arbitrary, not the obligation to work.
It is those who have been faced with dependency who can best appreciate the need for the pride, equality, independence, and self respect achievable through productive labor.
When handicaps result in a lack of productivity, employers being compensated by society as they maintain their employment, a right already in law, would eliminate the welfare bureaucracy. Those once working in the welfare industry can now move to productive jobs.
Others would have the right to a job much as they do now—through talent, education, tests, interviews, contacts, seniority, etc. The major change would be a dramatic cut in the workweek by law which would, considering a total restructuring of society (see The simplicity of eliminating poverty and war will stun you) open up space for realization of that human right.
Rights to equal pay for equally-productive labor, a productive job, land, one’s share of the fruits of technology, universal health care, retirement as a human right, honest insurance, the elimination of legal hocus-pocus, a public taught responsibility for its own health, and social safety nets for disastrous events that deny a person the ability to care for their family as a social right is the foundation of a truly democratic, all-inclusive, peaceful, productive society with need for welfare only in cases of mental or physical incapacitation.
Where the foundations for primary monopolies are various forms of titles to nature’s wealth, the secondary monopolies just discussed evolved filling a need citizens were entitled to which are social rights powerbrokers neglected (refused) to establish in law. Doing so would eliminate their market monopolies.
Waste within those monopoly structures, as addressed above, further expanded through the sale of unnecessary services. Eliminating monopolization through legislating those necessary services into a social right typically reduces service costs over half even as citizens are better served.
Unnecessary infrastructure—monopoly insurance structures, excess prisons, excess law offices, excess courtrooms, etc, and currently wasted labors and resources—can now be turned to productive use.
Throughout these subsidiary monopolies the pattern remains: Through licenses to provide services within a monopoly structure, the citizenry are denied full and equal rights and their costs double.
Give citizens full and equal rights—including insurance, universal health care, a just legal structure, etc—as social and human rights and those monopolies disappear even as the quality of services rises rapidly.
Elimination of monopolization extends rights substantially further than The Universal Declaration of Human rights.
In each case, values equal to the massive blocs of capital that once bought and sold those monopolized service industries are transposed into relatively equally-shared use values.
Again we point out that unearned wealth appropriated through unequal property rights, is capitalized by a multiple of 10 to 30 times, sold, and that bloc of capital is loaned or invested.
That unearned money, plus interest, is continually reinvested as it is paid back. The citizenry from which that wealth was first appropriated repay, through taxes or consumer purchases, that principal plus interest over and over again in perpetuity and that impoverishing cycle continues, interrupted only by economic collapses caused by too much capital in the hands of too few and too little buying power in the hands of the many.
The elimination of those huge blocs of appropriated wealth, the resultant large increase in economic efficiency, and the elimination of poverty is the essence of full and equal rights under inclusive property rights (Green Economics).
As soon as the services of each of these secondary monopolies are declared a social right, the social structures can be put in place to care for those newly declared rights at a cost far below that of a monopolized market system even as the quality of care for those social rights rapidly rises.
Oh No! Not My Job. My Work is Necessary
Through maximizing the potential of modern communications, both the wealthy and developing worlds can educate their citizens for 5-15% the cost of brick and mortar schools.
When discussing this thesis of the enormous wasted labor, capital, and resources with others, they easily understood the waste in all segments of the economy except theirs: “Oh no! Not my job! Our work is necessary.” And a litany of reasons why would pour forth.
What takes place is the instinctive protection of territory within the economy from which one obtains respect, identity, and their living. I have watched teachers and professors bristle at the thought of their replacement by video lectures and documentaries presented by the world’s best teachers to the entire world.
Unless, and until, the current system totally collapses, which it will, monopolies always do, and just as those whose identities and livings are tied to the arteries of commerce in other sectors of the economy destined for shrinkage to a fraction of current capital, labor, and resource needs, neither politicians nor the educational industry will make any serious effort to modernize that economic sector.
But when that restructuring to an efficient education system does happen, and we have faith that it will, observe the many beautiful buildings which will be freed for fully productive use.
Add those to the idle structures of the financial markets, stock markets (patents), insurance, prisons, legal industries, and the military and one will be awed at the wasted labor, capital, and resources within an economy that is touted as the most efficient in the world.
We must emphasize that the appropriation of others’ wealth and the buying and selling of those unearned capitalized values were never necessary. Analyzing how massive wealth was appropriated from its proper owners illuminates why and how this system of theft evolved.
Exclusive title to nature’s resources and technologies gave the owners rights to collect unearned rent, in economic language, rent seeking which is “the extraction of uncompensated value from others” through exclusive title for use of what were obviously necessities of life—resources (land) and technologies—that nature offers free to all.
Those unearned rents and royalties produce annual unearned profits which are capitalized to a value of 10 to 30 times to become the unearned part of capitalism’s huge blocs of capital in which we have documented the process of appropriating that wealth reduces economic efficiency by fully 50%.
Though there are honest capitalized values, the 40% that are use values created by productive labor and capital (see pp. 38-50, 119-20, 143-51, 162-84 in Money: A Mirror Image of the Economy for that used productively), the capitalized values of non-productive monopolies based upon appropriated values.
There can be no other interpretation, either one has worked productively for one’s wealth or one has appropriated it from others.
The secret of monopoly capitalism turns out to be nothing more than monopolization through exclusive titles to nature’s resources and technologies which permits the titleholders to claim wealth properly entitlted to others.
The values appropriated by those monopolies coalesced into huge blocs of capital which bought and sold those capitalized appropriated values (misnamed profits) and only gave the appearance of efficiency.
That appearance was protected by a culture pouring out rationalizations of efficiencies under the current legal-economic structure and by overwhelming any other culture attempting to break out from under those unequal property rights.
Economic efficiency doubling when those monopolies are eliminated proves these were just rationalizations and justifications. They were not reality.
If you have a slave society, banks must finance buying and selling the capitalized value of slaves but would never finance a slave for any personally conceived endeavor. If you have a monopolized economy, banks will finance the buying and selling of the capitalized values of the wealth they appropriate. In both cases they are financing the theft of wealth produced by others.
Leave monopolies or other methods of theft of what is properly others’ wealth in place as you attempt to establish an efficient banking system and capital, resources, and labor would still be wasted, the same share of labor’s production would still be appropriated, the few would still be immensely wealthy, and the many would still be impoverished. Thus no banking or economic theory is valid that leaves those monopolies in place.
The expansion of competition along with sharing remaining productive jobs, the logical structure of inclusive property rights with full and equal rights, brings all within the economic system on a relatively equal basis, eliminates the waste of monopolization, and creates an efficient, productive, peaceful society. With work time halved and free time doubled, the arts—music, sculptors, painting, singing, inventions, etc—will expand rapidly.
The unnecessary 60% of the huge blocs of capital within the current monopolized economy represent the unearned wealth from both primary monopolies (exclusive title to nature’s resources and technologies laying claim to wealth properly owned by others) and secondary monopolies, licenses to provide essential services within a monopoly system.
The costless transposing of those unearned appropriated values bought and sold on the markets into relatively equally-shared use values through restructuring to conditional title to nature’s resources and technologies and thus providing full and equal rights to citizens—including insurance, universal health care, the legal system, etc—proves that, although they were crucial for operating a monopoly system, the 60% of the blocs of capital currently buying and selling those capitalized appropriated values (misnamed profits), leaving only 40% operating the real economy (again pp. 38-50, 119-20, 143-51, 162-84 of Money: A Mirror Image of the Economy), is the heart of the inefficiency of monopoly capitalism.
When primary and secondary monopolies are eliminated, use value (labor costs plus resource rent costs) will determine market value. Under full and equal rights all are reasonably well paid, none receive compensation beyond the value of their mental and physical labors, use values match market values, there would be no inflations or deflations, there is no space for an ethereal world of high finance, and thus there would be no economic collapses. The price of gold will remain forever stable as a commodity for manufacturing jewelry.
Under full and equal rights for all, each sum of money has real value, a true value produced by labor (plus resource rental values), not a false value created by monopolization or complex derivative values, behind it and that value can be realized at any time by its purchase with the now-sound money.
With no air pockets in the economy, thus full value attainable for all money spent, and assuming insurance protecting against individual or regional disasters, including occasional corruptions, there are no risks of bank failures. With all deposits safe and secure, there is no need for mandated reserves beyond that required to maintain a stable money supply within a modern fractional reserve banking system.
Under full and equal rights guaranteed by the inclusive property rights and utilizing the mighty economic and financial engines of full and equal rights, none would be in poverty. GNP and the average workweek would fall by half even as average living standards rise.
Those reductions in GNP will measure the current wasted labor, capital, and resources under exclusive title to nature’s resources and technologies. Eliminate those monopolies through restructuring to conditional titles and the money no longer flows through those low-productivity monopolies to provide a high living to those not producing.
An individualized society with 80% of their waking hours free and each searching for identity would become chaos. A cooperative, communitarian society utilizing the efficiencies of honest precepts of capitalism—providing camaraderie, a sense of belonging, and an active life interacting with family and friends as home production and education expanded, yet retaining the efficiencies of money and competition—would thrive.
Those who study gangs filling those primal emotional needs in an individualized society and those experienced in communitarian societies understand this well and we will leave that to be sorted out by these newly-free societies.
As different societies sort this out within the dynamics of their own culture, there are four basics to full and equal rights:
1) Society must collect the rental values of nature’s resources and technologies and use that capital to build and maintain economic infrastructure and provide essential social services.
2) The banking system must be socially-owned and operated.
3) Productive jobs must be shared, reducing employed labor time to two to three days per week and leaving four to five days per week for family care, socializing, and pursuing personal goals.
4) And each must be paid equally for equally-productive labor with possibly no greater than a four times wage differential.
 Expansion of excessive rights is a regular occurrence within legislatures. Economic philosophers spotted the same appropriations of wealth we are addressing in special-favor laws and termed it rent seeking. Starting out as a service, secondary monopolies expanded into rent seeking. Philosophers did make the rent seeking connection to taxi medallions and possibly technology but few made the same connection to other sectors of the economy, run a search for “rent seeking.” Most those secondary monopolies can be eliminated through that service becoming a social or human right. A few, such as taxi medallions, should pay the rent value to society.
Economic Efficiency Doubles, Employed Labor Time Drops by Half
Perception management (propaganda) has been so intense that few realize they could be living a life beyond their fondest dreams while working half their current hours and all while lowering the pressure on resources and the environment.
A Communication Superhighway would permit every home to communicate with every other home in the world so cheaply that accounting and billing costs required to charge for services would be greater than the cost of providing the services.
Through that same communication system, all could be ecucated to whatever level they wished at almost no cost.
Three-dimensional orchard permaculture would permit bringing fresh vegetables and fruits from the garden each day or delivered from Southern climes during the winter. The local mall would carry groceries and small consumer items just as today.
At half the price, more expensive items would be delivered directly. Laws and constitutions being discussed and voted on over that same system would be participatory and direct democracy.
Many jobs—recording, accounting, and communicating—can be handled from home offices and if we share instead of monopolize those employed hours would drop by half.
Once monopolies structured within property rights laws—as applied to resources and technologies that nature offers to all for free—are eliminated, everybody has a human right to land for a home, that home, health care, a quality life, a secure retirement, a social right to educate oneself as far as one wanted to go, a social right to know of and discuss laws, a social right to vote on those laws, and on and on.
Each region of the world, each nation, each region of a country, each community, and each entrepreneur has constitutional rights to finance capital.
Just as inequality has been structured into past constitutions and law, virtually everything required for an efficient, equal, and honest community can be put into constitutions or laws as a social right or a human right.
The right to a belief, balanced by a right not to believe requires a constitutional separation of church and state.
All true costs are labor costs plus the rental value paid for nature’s resources which went into producing that product or service. This is Green Economics with impressive reduced pressures on resources and the environment.
A Quality Life can be had by Each World Citizen in Two Generations
With efficient centers of capital ready to support them, a federated region within the developing world, even entire continents, can develop and provide a quality life to all its citizens within two generations. Compare that with the monopolized economies of America and Europe which have been industrialized for 150 years and they still have large impoverished populations.
The problem is not whether it can be done or not. The problem has been the appropriations of wealth of the citizenry being so massive that economic efficiency has been reduced by half and even more when one considers the wealth wasted could have built productive capacity for needy societies.
The original designers of unequal property rights (the monopoly system) did not even consider the possibility that a large share of their citizenry could one day be well off. That this happened within the imperial centers and in Asia were both accidents of history.
Not only did monopolists need allies to maintain control of the world, they needed the allegiance of their own citizenry. That, and the enormous efficiency gains of technology, provided a quality life to many more people than ever anticipated.
But those enormous gains were under unequal property rights designed to prevent an equal sharing of that wealth. Establish laws and policies for equal sharing, of both resources and technology and poverty will disappear in 10 years and a quality life for all can be attained in less than 50 years.
The common thread that maintains impoverishment of resource-wealthy regions are the thousands of agreements and contracts based upon unequal and unjust property rights, both in internal trade and world trade, designed by the imperial world, primarily Britain, over a period of 700-plus years which locks others into their monopoly system.
This is now understood and alliances are being formed to take control of their destiny. Venezuela and Bolivia are leading the way through renegotiating their unequal carbon fuel extraction contracts. Russia has renegotiated their contracts and oil companies now retain only six cents of every dollar above $27 a barrel.
Through a modern communications superhighway being put in place as we speak —the many national and international news programs on Free Speech TV, Link TV, and emerging TV networks controlled by the world’s previously dispossessed spanning the world—the developing world will be watching these dramas unfold and strengthening their alliances to attain more negotiating power.
 Many see a fully developed world as destructive to the environment. With care in planning and elimination of the over 50% of today’s economic and military activity that is wasted, the ecosystem can be well protected.
Tiny Tikopia Island has successfully practiced three-dimensional orchard farming for 3,000 years. That permaculture mixing of annual and perennial tubers, berries, vegetables, fruits and nuts is enormously productive and, due to that closely-planted mixture building its own defenses, essentially free of disease and destructive insects.
Under such advanced permaculture, one’s yard could produce a large share of a family’s food needs and sharing between neighbors will provide variety. If the world replaced monoculture farming and shipping from thousands of miles away with three dimensional orchard permacultures in back yards and surrounding communities, society could be living in a Garden of Eden continually improving soils as opposed to its rapid depletion under monoculture farming.
We now turn to America Gaining its Freedom from Plunder by Trade, the formation of the American Empire, and various aspects of running that empire.
Those crucial 170 words describing an honest, efficient, capitalist economy. Does anyone have the ear of President Barack Obama’s Economic Recovery Team?
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 Ian Bremmer, “Who’s in Charge in the Kremlin” World Policy Journal (Winter 2005/06), p.3.
 Expansion of rights is not the same as an increase in income. Massive wealth within powerful nations is primarily appropriations of wealth of both weak nations and the politically weak within imperial nations.
 Greider, Secrets of the Temple, p. 630; Christian Miller, “Wall Street’s Fondest Dream: The Insanity of Privatizing Social Security,” Dollars and Sense, November/December 1998, pp. 30-35; Edward S. Herman, “The Assault on Social Security,” Z Magazine, November 1995, pp. 30-35; Bernstein, Merton C., Joan Brodshaug Bernstein, Social Security: The System that Works (New York: Basic Books, 1988).
 Naomi Klein, The Shock Doctrine: The Rise of Disaster Capitalism (New York: Metropolitan Books, 2007).
 Fred Rodell, Woe Unto You Lawyers (Littleton, CO: Fred B. Rothman & Co., 1987).
 Rodell, Woe Unto You Lawyers, pp. 16-17.
 Katherine J. Lee, “Justice Has Broken Down,” Americans For Legal Reform 4/2 (1985), p. 5; and other issues of ALR.
 George Milko, “It’s Hassle-Free Down Under,” Americans for Legal Reform 6/3 (1986): p. 3.
 Adam Smith, The Wealth of Nations, Modern Library ed. (New York: Random House), p. 680.
 Thomas K Grose, “Free Health Care for All,” U.S. News (March 24-April 2, 20070), p. 65; Rasell, “A Bad Bargain,” p. 6; Robert Weil, “Somalia in Perspective: When the Saints Go Marching In,” Monthly Review (Mar. 1993): p. 10. Others have somewhat different statistics: Tom Shealy, “The United States vs. the World: How We Score in Health,” Prevention (May 1986): pp. 69-71; Ernest Conine, “U.S. Should Take a Tip from Canada,” Missoulian (Apr. 2, 1990): p. A4; John K. Iglehart, “Health Policy Report: Germany’s Health Care System,” The New England Journal of Medicine (Feb. 14, 1991): pp. 503-08 and The New England Journal of Medicine (June 13, 1991): pp. 1750-56; Victor R. Fuchs, PhD., and James S. Hahn, A.B., “How Does Canada Do It?” The New England Journal of Medicine (Sept. 27, 1990): pp. 884-90.
 Richard Bandler and John Grinder, Frogs Into Princes (Moab, UT: Real People Press, 1979), p. 102.
 Sally Jesse Raphael Show (May 30, 1988). Patient advocates Bill Johnson and Tom Wilson.
 “Kids in the Cuckoo’s Nest,” Utne Reader (Mar./Apr. 1992): p. 38.
 Sale, Human Scale, pp. 267-68; André Gorz, Ecology as Politics (Boston: South End Press, 1980), p. 161.
 Hurwit, “A Canadian-Style Cure,” p. 12.
 Donald Robinson, “The Great Pacemaker Scandal,” Reader’s Digest (Oct. 1983): p. 107.
 Himmelstein, David, Steffie Woolhandler, Ida Hellander, Bleeding the Patient: The Consequences of corporate Health Care (Common Courage Press, 2001)
 Mary Lord, (“Away With Barriers,” U.S. News & World Report [July 20, 1992]: p. 60) says 43 million. Fourteen million is the lowest figure I have heard. This law is a good start towards the disadvantaged obtaining their full rights.
More pages in the “The Simplicity of Eliminating Monopolization of Technology” section
- Invention, a Social Process
- Half the Efficiencies of Technologies are lost
- Communication Superhighways Can Shrink Trading Costs 50%
- Monopoly Patent Profits Collected Through the Stock Markets
- Communication Super Highways Educating the World for 5-to-15% the Cost of Brick and Mortar Schools
- Monopolization within Social Structures